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Transaction declined? Instantly use a backup card for your payment.
Anti-Embarrassment Mode keeps every checkout smooth. If your main card fails for any reason, Curve Pay automatically uses your next backup—so your payment still clears. No panic, no awkward apologies, just seamless spending you can count on.
In the Curve Pay app, choose one or two backup cards and relax. When your primary card is declined, Curve Pay switches to the next one instantly. You stay in control while we handle the behind-the-scenes magic.
You’ll know exactly when a backup card is used. Curve Pay sends a push notification the moment it happens, so you can keep tabs on every transaction without interrupting your day. Transparency that builds trust, not confusion.
Anti-Embarrassment Mode travels with you. It works online, in-store, and abroad - wherever Mastercard, Visa, or Diners are accepted. And it’s part of Curve Pay’s wider safety toolkit, alongside instant wallet lock, tokenised transactions, fraud alerts, and Section 75 protection on eligible purchases.
Follow these simple steps to make sure your payments never get declined.
If you've not done so already, get Curve Pay and signup.
In the app, go to the Anti-Embarrassment app in Launchpad, select your back up cards. You can choose up to two.
Once set up, we'll do the rest. If the card used for any transaction is declined, we'll try the others you've chosen in order. You may never suffer a decline again!
Anti-Embarrassment Mode is a Curve Pay feature that switches to your backup card if your primary card gets declined — automatically and without drawing attention.
Go to your Curve Pay app > Settings > Anti-Embarrassment Mode. Choose one or two backup cards. Done.
Yes, Curve Pay will send you a push notification as soon as a backup card is used — so you’re always in the loop.
Absolutely. You can update or remove your backup cards at any time in the Curve Pay app.
No. Anti-Embarrassment Mode doesn’t impact your credit score and doesn’t involve any credit checks.
