How to Avoid HSBC Fees Abroad
Save hundreds in HSBC fees abroad every year without switching banks. You just need a new wallet.
HSBC charge 2.75% in foreign fees abroad on debit cards and a 2.99% fees abroad on credit cards. They also charge a £3 minimum cash fee for ATM withdrawals. This charge can quickly add up to hundreds of pounds in fees while travelling abroad. Think about it.
If you spend £3000 while travelling abroad, you will pay HSBC an extra £110 for the privilege of spending your own money abroad. But there is a way around the fees. And it doesn't involve opening a new bank account or getting a specialised travel card that you only use once or twice a year. You just need to add your HSBC card to a Curve Wallet. Curve is the first mobile wallet to kill foreign transaction fees before they sting you. Spending with HSBC via Curve is just as easy as using HSBC with Apple Pay or Google Pay. Just download the Curve Wallet, add your HSBC card, and start spending. You can instantly use the same cards you use at home, minus the fees abroad.
How to avoid HSBC fees abroad with Curve
-
Download the Curve Wallet app
-
Add your HSBC debit cards / credit cards to your Curve Wallet
- Curve generates a 16-digit card number, CVV and expiry so you
- Pay with your Curve card, with HSBC selected as your payment card
- Avoid HSBC fees abroad
Earn cashback as you save on HSBC fees abroad
As well as removing foreign transaction fees from all your cards, very soon, Curve will introduce 1% cahsback on all your international spend (anywhere outside Europe) So not only will you save money on your travels, you'll earn money too! That's £10 cashback on every £1000 spent outside Europe! And that's on top of rewards you earn with any of your linked debit and credit cards. So for example, if you earn 1% cahsback with Chase bank, you can earn 2% cashback on your international spend with Curve.
Spend safer with HSBC abroad via Curve
Saving money on HSBC fees abroad is great – but nothing is worth more than safety. Your HSBC bank card is not only safe in your Curve Wallet. In many ways – it's more secure. By leaving your physical card at home, you can still access your HSBC account worldwide via Curve. This extra layer of protection keeps your card numbers hidden. If you notice any suspicious activity, see an unusual transaction, or think you might have lost your Curve card, you can lock it instantly in the app with a single tap. If your card is lost or stolen, you only have to replace your Curve card, rather than cancelling every card in your wallet.
Modernise your HSBC cards with Curve
Beyond eliminating HSBC fees abroad Curve offers a whole new level of financial control. For example, if you accidentally spend on the wrong card, you can Go Back in Time and switch payments from one card to another. You can set up Anti-Embarrassment Mode which will automatically charge a secondary card if your primary card is declined for any reason. You can also set up Smart Rules to assign certain cards to specific payments e.g. if you buy groceries, you can ensure the payment always goes on your joint account.
Avoid HSBC fees abroad today
Paying HSBC fees abroad is a bit like giving your bank a 3% tip every time you spend abroad. And we're willing to bet you'd say "no thanks" if given the choice. Using HSBC abroad within a Curve Wallet gives you the chance to opt out of fees, without opting out of your bank. Curve works like Apple Pay and Google Pay but with a number of additional financial benefits to make your money go further, including the removal of foreign transaction fees from all your cards. Another advantage of a Curve Wallet is that unlike other wallets, it's comes with a physical card which connects all your cards in one. It means you can spend and withdraw cash fee-free from any account while carrying just one card.
HSBC is a a safe and trusted bank, but the fees abroad can really sting. Luckily Curve has designed the perfect travel wallet so you never have to pay fees abroad, no matter what card you use.
