Prevent Card Declines

Insufficient funds? Card expired? Anti-Embarrassment Mode automatically selects a backup card to pay with from your digital wallet if your chosen card is declined. Just set your backup cards to avoid card declines before they even happen. If you've ever had your card declined on a first date, or held up a queue trying 3 different cards in your wallet – Anti-Embarrassment Mode was made for you.

Stop awkward declines before they happen
Stop awkward declines before they happen

How It Works

Get Curve Pay

If you've not done so already, and signup.
Curve Pay logo

Set your backups

In the app, go to the Anti-Embarrassment app in Launchpad, select your back up cards. You can choose up to two.
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Spend with confidence

Once set up, we'll do the rest. If the card used for any transaction is declined, we'll try the others you've chosen in order. You may never suffer a decline again!
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Frequently asked questions

What is Anti-Embarrassment Mode?

Anti-Embarrassment Mode is a Curve Pay feature that switches to your backup card if your primary card gets declined — automatically and without drawing attention.

How do I enable it?

Go to your Curve Pay app > Settings > Anti-Embarrassment Mode. Choose one or two backup cards. Done.

Will I be notified if a backup card is used?

Yes, Curve Pay will send you a push notification as soon as a backup card is used — so you’re always in the loop.

Can I change my backup cards anytime?

Absolutely. You can update or remove your backup cards at any time in the Curve Pay app.

Does this affect my credit score?

No. Anti-Embarrassment Mode doesn’t impact your credit score and doesn’t involve any credit checks.

More benefits

Unlock 1% cashback and skip the FX fees.

A Travel Card

Unlock 1% cashback and skip the FX fees.

Earn instant cashback on top of any card rewards.

Cashback

Earn instant cashback on top of any card rewards.

Made a payment on the wrong card? Fix it with Go Back in Time®.

Go Back in Time®

Made a payment on the wrong card? Fix it with Go Back in Time®.

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

Curve Flex

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

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