Get Curve Pay

One tap. Every card.

Add all your cards to Curve Pay and pay contactless anywhere - get 0% FX fees, earn instant rewards at home, experience iron-clad security everywhere.

Get Curve Pay

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Tap once, spend from any card

Curve Pay tokenises every Visa or Mastercard card you own. Pick a default, or swipe in the Curve Pay app after you pay to push the spend to a different card—perfect when you spot that double-points promo after the fact.

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Unlimited FX spending, even at weekends

Use Curve Pay wallet in-store anywhere, get your FX transactions fee-free abroad if you pay using the Curve Pay wallet, by card, or online. Fee-free limits apply.

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Speed, privacy, security

Digital Wallet payments are protected by your phone’s biometrics. Your real card numbers stay hidden behind Curve’s network tokens, and every transaction pings you a real-time notification.

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Works where other digital wallets won't

Travelling? Some terminals block wallet tokens—but Curve Pay sails straight through. Your phone, watch or even the Curve Pay card keeps you tapping in taxis, ticket kiosks and cafés worldwide.

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Frequently asked questions

What phones support the Curve Pay wallet?

Any Android 8.0+ device with NFC support (99% of devices) in any country Curve Pay is available. All iOS devices are  supported but the benefit is available to EEA customers only at this time. 

What about iOS Curve Pay NFC support in the UK?

Apple hasn’t opened up its NFC technology to UK wallets just yet — but it’s on the horizon. We’re closely monitoring Apple’s rollout plans and will bring Curve Pay contactless support to iOS users in the UK as soon as it becomes available.

Do I need to open a new bank account?

Nope. Curve Pay is a wallet that sits on top of your existing debit and credit cards.

Is there a limit on daily taps?

No—tap as often as you like. Standard scheme limits (e.g., 50 transactions/day) may apply in rare cases.

Can I still use Google Pay or Apple Pay?

You can connect Curve Pay to Apple Pay and Google Pay. This will allow you to pay online with the Curve Pay card. If you use Apple Pay or Google Pay for contactless NFC payments you may miss out on benefits like cashback and fee-free FX

Which cards can I link?

UK & EEA-issued Visa, Mastercard, Maestro and Diners Club cards, both debit and credit. And UK PayPal accounts.

How does Curve protect my data?

PCI-DSS Level 1, device-level biometrics, and dynamic network tokens—your real PAN never touches the merchant.

Why does Curve Pay work where Google & Apple Pay doesn’t

Whether you tap with your phone, watch, or the physical Curve card, the transaction rides on Curve’s globally-accepted card rails first, then we route it to whatever bank card you pick. So you stay fee-free and friction-free in the exact places mobile wallets still stumble.

More benefits

A Travel Card

A Travel Card

Unlock 1% cashback and skip the FX fees.

Cashback

Cashback

Earn instant cashback on top of any card rewards.

Go Back in Time®

Go Back in Time®

Made a payment on the wrong card? Fix it with Go Back in Time®.

Curve Flex

Curve Flex

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.