Fix Payments After They Happen.

Made a mistake at checkout? Want to earn more rewards or split a big spend? With Go Back in Time®, you can move a past payment to a different card up to 120 days after you made it. It’s seamless, flexible — and only possible with Curve Pay.

Fix Payments After They Happen. Your Money. Your Rules.

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Fix Regrets, Instantly

Send a payment to a better card — even months later. Whether it's to unlock rewards or avoid fees, you stay in control.

Fix Regrets, Instantly

Avoid Credit Card Interest

Swap a big purchase onto a lower-interest card before your billing cycle ends. Perfect for when life changes your plans.

When life serves you lemons, make lemonade.

Keep Your Cashback Optimised

Move your payment to a rewards card if you forget to use it the first time. Double the rewards, none of the stress.

Switch you payment to get cashback

Only with Curve Pay. Yes, it’s ours. Yes, it’s patented.

We invented it. So you won’t find this feature anywhere else — Go Back in Time® is exclusively available through Curve Pay.

Patented technology

Frequently asked questions

What is Go Back in Time®?

Go Back in Time® lets you move a previous transaction to a different card — even up to 120 days later. It’s ideal for correcting mistakes, optimising rewards, or managing cash flow.



How do I use Go Back in Time®?

Open the Curve Pay app, find the transaction, tap "Go Back in Time®", and select the new card. The payment is refunded from the original card and recharged to the new one.

Is there a limit on how far back I can move a payment?

Yes, you can move payments made up to 120 days ago on Curve Pay Pro+. You can only change the card for each transaction once.

Does it cost anything to use Go Back in Time®?

It’s free for all Curve Pay users within your plan’s limits. Higher limits are available with premium plans.

Can I use Go Back in Time® on all types of transactions?

Most standard transactions are eligible. Some exclusions may apply, such as certain pending payments, merchant-specific restrictions, or ATM withdrawals.

More benefits

Unlock 1% cashback and skip the FX fees.

A Travel Card

Unlock 1% cashback and skip the FX fees.

Earn instant cashback on top of any card rewards.

Cashback

Earn instant cashback on top of any card rewards.

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

Curve Flex

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

Transaction declined? No problem, use a backup card for your payment.

Anti-Embarrassment

Transaction declined? No problem, use a backup card for your payment.

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