How to Avoid Capital One foreign transaction fees

Can you avoid foreign transaction fees for using Capital One cards abroad? Yes, with Curve Wallet. By adding your Capital One card to your Curve Wallet, you can stop paying high fees when using your card abroad. Curve eliminates foreign transaction fees on every purchase made with your Capital One card, so you can spend more freely and save 2.75% per transaction – all without needing to change your credit card or bank.Capital One credit cards typically charge foreign transaction fees, which can add up quickly when travelling overseas. For example, Capital One charges a 2.75% fee on each foreign purchase made, which is known as the foreign transaction fee.

In addition, withdrawing cash from an ATM with a Capital One card abroad can trigger even higher fees. These fees will typically appear on your statement as a foreign ATM withdrawal fee, and using a Capital One credit card for cash withdrawals means you’ll incur a cash advance fee of 3%. That’s £30 for every £1,000 you take out abroad.

But don’t worry – you don’t have to accept these fees as part of your travel experience. You can avoid them without switching your credit card – just change your wallet.

How to stop Capital One foreign fees with Curve Pay

Eliminate Capital One foreign fees by using Curve Pay, in just four quick steps. Curve works similarly to Apple Pay or Google Pay, but with the added benefit of removing foreign transaction fees from all linked cards. Why rely on a specialised travel card when you can link your Capital One card to Curve and avoid the fees? Turn your everyday cards into everywhere cards.

1. Download the Curve Wallet app

2. Link your Capital One card and select it as your payment card in the app

3. Pay using your physical or virtual Curve card, which can be added to any mobile wallet

4. Watch the foreign fees disappear

Curve Pay vs. Apple Pay / Google Pay

Curve functions just like other mobile wallets, such as Apple Pay or Google Pay, but with one important difference: it eliminates foreign transaction fees on all your linked cards. This means you can travel freely around the world and spend without worrying about the high foreign fees that usually apply to your Capital One card or any other linked card.

Even if you’re already at the airport, you can avoid those Capital One foreign fees before you board your flight. Simply download Curve from the Apple App Store or Google Play Store, link your Capital One card, and start saving immediately.

Travel smarter with Capital One

Your Capital One card is safer in your Curve Wallet. In fact, using your Capital One card with Curve may even be more secure than using it alone. You can leave your physical Capital One card at home while still accessing your account anywhere in the world. Curve creates an invisible shield around your money, ensuring that your underlying card details are never exposed. If you notice any unusual transactions or lose your Curve card, you can lock it instantly in the app with just one tap.

Another advantage of using your Capital One card with Curve, compared to Apple Pay or Google Pay, is that Curve links all your cards to a single physical card. You can carry all your cards in one sleek wallet, making it easy to withdraw cash from any linked account or pay when contactless payments aren’t available.

Most banks, including Capital One, charge fees for foreign ATM withdrawals, but Curve removes these fees, meaning you don’t pay extra to access your own money abroad. If you prefer paying via your phone, simply add Curve to your Apple Wallet, Google Wallet, or Samsung Wallet. Curve Pay is also coming soon to Huawei phones for both Android and iOS users.

How to add your Capital One card to Curve

1. Download the Curve Wallet app

2. Link your Capital One card to your Curve digital wallet

3. Set your Capital One card as your payment method

With Curve Pay, Capital One foreign fees are a thing of the past. Travel smarter, spend more freely, and keep your money secure.