How to avoid Halifax foreign transaction fees
When using a Halifax card abroad, a 2.95% foreign transaction fee applies to every purchase. Additionally, ATM withdrawals incur further charges, with credit card withdrawals attracting a 5% cash advance fee. These fees can add up quickly, increasing the cost of international travel.
How to Bypass Halifax Foreign Transaction Fees
Instead of paying these charges, you can link your Halifax card to Curve and avoid them entirely. Curve functions similarly to Apple Pay or Google Pay but removes foreign exchange fees across all linked cards. This allows you to use your Halifax card abroad without incurring extra costs.
Steps to Save on Halifax Foreign Transaction Fees with Curve:
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Download the Curve Wallet from the App Store or Google Play Store.
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Link your Halifax card as a payment method in the Curve app.
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Use your Curve card (physical or digital) for purchases abroad.
By routing payments through Curve, Halifax foreign transaction fees disappear, enpowering you to spend worldwide with almost any card without paying FX fees.
Comparing Curve Pay to Apple Pay & Google Pay
While Apple Pay and Google Pay provide digital payment convenience, they do not eliminate Halifax foreign transaction fees. Curve ensures that every card in your Curve Wallet functions as a fee-free travel card, making it a more cost-efficient option for international purchases.
Additional Benefits: Earn 1% Cashback on Foreign Spending
With any Curve premium plan (Curve X, Curve Black, or Curve Metal), you can earn 1% cashback on all foreign transactions outside GBP and EUR. This means that instead of paying 2.95% in Halifax foreign transaction fees, you not only avoid charges but also get rewarded for spending abroad.
How It Works:
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Link your Halifax card to your Curve Wallet.
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Use your Curve card for payments in foreign currencies.
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Earn 1% cashback on all non-GBP/EUR spending with a premium Curve subscription.
Travel Smarter and Avoid Halifax Foreign Transaction Fees
Using your Halifax card through Curve enhances security and control. Your underlying card details remain protected, and in case of a lost or stolen Curve card, it can be locked instantly via the app. Additionally, Curve allows consolidation of all your cards into one, making travel payments seamless.
Summary: Why Use Curve to Avoid Halifax Foreign Transaction Fees?
✔ Avoid Halifax’s 2.95% foreign transaction fee on purchases. ✔ Withdraw cash abroad without extra charges. ✔ Earn 1% cashback on non-GBP/EUR foreign spending with a premium plan. ✔ Enhanced security – keep your Halifax card safe while using Curve. ✔ One card, multiple accounts – manage all your spending from one place.
Instead of paying Halifax foreign transact
ion fees for spending abroad, Curve rewards you. Upgrade to a Curve premium plan and start earning cashback while saving on foreign exchange charges.
