8 August 2024
Avoid Lloyds fees abroad using a Curve Wallet

How to Avoid Lloyds Fees Abroad

Stop Lloyds fees abroad with Curve Pay, the only mobile wallet that stops fees abroad, for good. Save 2.99% on every purchase with Lloyds bank abroad without switching your bank. 

Like most traditional banks in the U.K. Lloyds fees abroad are considerably high. The bank will charge you 2.99% on every foreign transaction when travelling abroad. This is what’s known as a non-sterling transaction fee. You will also be charged Lloyds fees abroad when you want to withdraw cash from an ATM. The bank charge will likely appear on your statement as a foreign ATM withdrawal fee. The charge is even higher if you want to withdraw cash from a Lloyds credit card. This will incur a cash advance fee of 5% – that’s a £50 fee for every £1000 spent abroad. Luckily, this doesn’t mean you just have to suck it up. You don’t have to change your bank either – just change your Wallet. 

How to stop Lloyds fees abroad with Curve Pay 

Escape Lloyds fees abroad by simply spending through Curve Pay. Think of it like Apple Pay, if Apple Pay eliminated foreign exchange fees from every card in your wallet.  Why get a specialised travel card when you can link almost any debit or credit card to a Curve Wallet and dodge those sneaky fees? You can make your everyday cards your anywhere cards. 

  1. Download the Curve Wallet 
  2. Link your Lloyds Bank card and select it as your payment card in the wallet 
  3. Pay with your physical or virtual Curve card, which can be added to any major mobile phone wallet. 
  4. Watch the fees disappear. 

Curve Pay vs. Apple Pay / Google Pay

Curve works similarly to other mobile wallets like Apple Pay and Google Pay. But it has the added benefit of eliminating foreign exchange fees from all your cards so you can spend freely around the world like a local, and never have to worry about what card you’re using. Whether it’s a Lloyds bank card or a Barclays credit card - every card becomes a fee-free travel card. Even if you’re reading this at the airport, you can block those Lloyds fees before you board the plane. Just download Curve from the Apple App Store or Google Play Store, add your Lloyds bank card and use Curve Pay t to start saving straight away

Travelling smarter with Lloyds bank 

Your Lloyds bank card is safe in your Curve Wallet. In fact, your Lloyds card might just be safer in your Curve Wallet as you can leave your physical card at home and still spend from your Lloyds account around the world via Curve. Curve creates an invisible shield around your money, and never exposes your underlying card numbers to the ‘real world’. If you suspect a scam, spot an usual transaction or have a funny feeling you might have lost your Curve card, you can lock Curve instantly in the app with one tap. Using your Lloyds card with Curve has another major advantage to using your Lloyds card with Apple Pay or Google Pay. Curve links all your accounts to a physical card so you can carry all your cards in one smart card, and withdraw cash from any account, or spend where contactless isn’t available with just one card. Most banks, like Lloyds, charge foreign ATM withdrawal fees. Curve blocks these too so you’re not paying to take out your own cash abroad. If you want to pay with your phone, simply add Curve to your Apple Wallet, Google Wallet or Samsung Wallet. Huawei customers can use Curve Pay to spend with their phones (which is coming soon to Android and iOS customers) 

How to add your Lloyds bank card to Curve 

  1. Download the Curve Wallet

  2. Scan your Lloyds bank card into your digital wallet

  3. Tap your Lloyds card to select it as your payment method.