How to use PayPal with Garmin Pay

If you're a Garmin user in the UK, you may have noticed that PayPal isn’t directly supported on Garmin Pay. This means you can’t use your PayPal balance or PayPal-linked cards for contactless payments through your Garmin smartwatch.

But there’s a simple workaround! By linking your PayPal account to Curve Wallet, you can add a Curve card to Garmin Pay. This allows you to use PayPal and any debit or credit card seamlessly with Garmin Pay—unlocking more flexibility, rewards, and benefits.

In this guide, we’ll walk you through the quick and easy setup process to start using PayPal with Garmin Pay via Curve. Plus, we’ll explore why using Curve enhances your PayPal experience, from enabling PayPal Credit for in-store purchases to earning cashback and avoiding foreign exchange fees.

Let’s dive in!

How to Add PayPal to Garmin Pay via Curve

Setting up PayPal on Garmin Pay using Curve is quick and easy. Follow these steps:

Step 1: Link Your PayPal Account to Curve

1. Download the Curve wallet app – Get Curve from the App Store (iOS) or Google Play Store (Android).
2. Link your PayPal account to your Curve Wallet. This will enable you to use PayPal just like one of your bank cards – in-store or online. Curve will operate as all your cards in one. 

Step 2: Add Curve to Garmin Pay

1. Go to Garmin Pay – In the Garmin Connect app, tap "Garmin Pay", then select "Add Card". 

Once these steps are complete, you can now use PayPal with Garmin Pay via Curve, allowing you to make seamless contactless payments anywhere Garmin Pay is accepted.

Why Use Curve to Link PayPal to Garmin Pay?

By using Curve to connect PayPal to Garmin Pay, you unlock unique benefits beyond just compatibility.

🛒 Use PayPal Where It’s Not Accepted (Including Amazon)

Many retailers, including Amazon and Vinted, don’t support PayPal as a direct payment method. However, when you link PayPal to Curve, you convert your PayPal Wallet into a Mastercard debit card, making it usable anywhere Mastercard is accepted, including sites that normally reject PayPal.

💳 Use PayPal Credit for In-Store Purchases

Normally, PayPal Credit can only be used for online purchases. However, by linking it to Curve, you can use PayPal Credit for in-store transactions too. Enjoy 0% interest for 4 months on purchases over £99, even when paying at physical stores.

💸 Spend Directly from Your PayPal Balance

No need to transfer funds to your bank first. With Curve, you can spend directly from your PayPal balance—whether you’re shopping online, making in-store payments, or spending across multiple currencies without fees.

📱 Add PayPal to Any Mobile Wallet, Including Garmin Pay

Curve allows you to use PayPal with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. Whether you’re using your smartwatch, phone, or even a wearable ring or keychain, Curve ensures PayPal is always a payment option.

🤑 Earn Cashback with PayPal on Garmin Pay

Curve offers instant cashback on purchases at select retailers like IKEA, Argos, Primark, and Waterstones. Plus, you can stack cashback rewards on top of any benefits your cards already provide.

✈️ Avoid Foreign transaction Fees

Spending abroad? Curve eliminates foreign transaction fees when using PayPal, saving you money every time you travel.

🔄 Go Back in Time® to Manage Payments

If you accidentally pay with the wrong card, Curve’s Go Back in Time® feature allows you to move transactions between accounts within 30 days.

Why PayPal Users Should Use Curve with Garmin Pay

By adding PayPal to Garmin Pay via Curve, you gain more spending flexibility and rewards than ever before.

With Curve, your PayPal Wallet benefits from:

✔️ Full Garmin Pay compatibility
✔️ The ability to pay where PayPal isn’t accepted, including Amazon
✔️ In-store payments using PayPal Credit’s 0% interest offer
✔️ Direct spending from PayPal balances without withdrawal delays
✔️ Stacked cashback rewards for extra savings
✔️ Zero foreign exchange fees when spending abroad

With Curve, PayPal on Garmin Pay transactions become not just possible but seamless, secure, and rewarding—allowing you to use PayPal like never before.

Start Using PayPal with Garmin Pay Today

Download Curve, link your PayPal account, and connect it to Garmin Pay for a smarter, cashback-earning, and fee-free payment experience.