The Only Way to use PayPal Credit In-Store
PayPal Credit is a great way to spread the cost of large online purchases, offering 0% interest for 4 months on any purchase over £99. The not-so-great part is that it’s limited to online purchases. Luckily, we have a solution in the form of Curve, a mobile wallet that enables PayPal purchases in-store for millions of UK customers.
PayPal recently teamed up with the mobile wallet to invite millions of customers to take PayPal offline and into the real world. So you can now use PayPal Credit in-store by linking your PayPal account to Curve. With your PayPal account linked to Curve, you can use PayPal Credit like any other credit card in your wallet. In shops, at restaurants, and on public transport, not to mention using PayPal Credit at online retailers where PayPal isn’t accepted, such as Amazon and Vinted. All you have to do is download Curve, link your PayPal account and start spending.
What is PayPal Credit?
PayPal Credit is like having a virtual PayPal credit card, without the physical card. With 0% interest for 4 months on any purchase over £99, it’s a great way to split the cost of larger purchases. And thanks to Curve, it doesn’t matter whether those purchases are made online or offline.
How to use PayPal Credit in-store with Curve
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Download the Curve app.
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Order a physical Curve card or use a free virtual Curve card straight away.
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Connect your PayPal account to Curve.
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Connect your Curve card to your mobile wallet. You can add PayPal Credit to Apple Pay as well as other mobile wallets like Google Pay, Samsung Pay, and Huawei devices.
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You can then shop in-store or online using your PayPal Credit like you would with any other credit card.
Is PayPal Credit good?
If you don’t want to take out a credit card or want longer than a month to pay for bigger purchases, PayPal Credit can be a fantastic alternative to credit cards. And because you can now use PayPal Credit in-store with Curve, it’s a more flexible borrowing option.
Advantages of PayPal Credit
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It’s available directly in your PayPal wallet
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0% interest for four months on purchases of £99 or more, letting you spread the cost without extra charges.
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PayPal has 24/7 security and encryption, with Buyer Protection on eligible purchases, offering peace of mind.
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Quick application process and simple customer checkout
Why use PayPal with Curve?
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Save hundreds in hidden fees abroad by eliminating foreign exchange fees from all your debit and credit cards.
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Earn up to 20% cashback from loads of brands, including up to 10% cashback every time you spend at places like Argos, Primark, IKEA, Waterstones and more.
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Withdraw cash and use your mobile wallet after your battery dies with a physical Curve card - your whole wallet in one card.
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Connect your PayPal account to use PayPal Credit anywhere, in-store or online, either with a physical card or straight from your phone.
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You can use PayPal Credit on Vinted and other online platforms where PayPal is not currently accepted.
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Undo accidental payments to the wrong card with the Go Back in Time feature which allows you to retroactively switch payments from one card to another.
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Check out faster with Smart Rules, which let you match specific payments to specific cards e.g. automatically charge groceries to my joint account.
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Avoid declines with Anti-Embarrassment Mode, which lets you select a backup card to charge automatically if your selected payment card doesn’t go through.