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8 August 2024
Use Royal Bank of Scotland Abroad Without Paying Fees

Use Royal Bank of Scotland Abroad Without Paying Fees

How to save 2.75% on Royal Bank of Scotland fees abroad without switching your bank. 

The Royal Bank of Scotland charges 2.75% in foreign transaction fees for spending and withdrawing cash abroad. This is less than ideal, especially if you travel a lot. Spending £5K a year abroad would set you back £137.50 in fees every year. So RBS is not the best card to use abroad. It doesn't mean you have to open a new bank account before your next holiday though. You can actually use your RBS account with no fees abroad by changing one small thing – your wallet. 

How to Avoid RBS fees abroad with the Curve mobile wallet 

Curve is a mobile wallet app that removes foreign transaction fees from any debit or credit card added to your Curve wallet. You can add any Mastercard, Visa or discover card to Curve and the "Killer FX" will make fees abroad disappear before they get a chance to bite you in the bank balance.

  1. Download the Curve app
  2. Scan your Royal Bank of Scotland card to link it your Curve Wallet. 
  3. Your Curve Wallet can be spent as a physical or virtual card, that can be added to Apple Pay, Google Pay, or Samsung Pay. Or use Curve Pay if you have a Huawei device. 
  4. Select RBS in your Wallet app and pay with Curve to keep the RBS fees abroad away. 

Welcome offer: Earn 1% cashback on all your purchases in your first 30 days, so you can save on RBS fees abroad AND earn cashback, all at once. 

Travel safer with Royal Bank of Scotland in your Curve Wallet 

Avoiding RBS fees abroad is a smart way to travel but nothing is more important than keeping your money safe abroad. The Royal Bank of Scotland is a safe and trusted bank. But you can travel safer with RBS by adding your RBS debit and credit cards to the Curve mobile wallet. With your Royal Bank of Scotland cards in your Curve Wallet, you can actually keep your physical RBS somewhere safe, either at home or in a safe deposit box at your hotel or AirBnb. If your Curve card is lost or stolen, you can immediately lock it in the app so your whole wallet is frozen and no one can spend from it – not even you. Your physical RBS card will still work so you can use this until you order a new Curve card. This is so much more convenient than losing a wallet full of cards, where you have to cancel and reorder every bank and credit card individually. 

There are more security benefits too. Curve never exposes your real card details so your card number, expiry date and CVV are shielded from the world. If you really want to prioritise safety while travelling abroad, you can connect your Curve Wallet to a wearable ring, powered by Curve. Nothing to see, nothing to steal, right? Wearable rings are also super handy is you want a digital detox. You leave your physical wallet and phone behind, while still having the chance to grab a coffee or a spot of lunch whenever you fancy it. Perfect for post-workout smoothie runs. 

Wallet wars: Curve Pay vs Google Pay vs Apple Pay 

Right now, you can add your Royal Bank of Scotland cards to Curve to avoid foreign transaction fees, using a mobile wallet like Apple Pay or Google Pay to spend. But having a wallet in a wallet? It's all a bit inception. Especially if you add your PayPal Wallet to your Curve Wallet and add your Curve Wallet to your Apple Wallet. Soon, the launch of Curve Pay will mean customers can just use Curve Pay directly, making it faster and easier to save and earn with your Curve Wallet. You heard that correctly – you can also earn cashback using your Royal Bank of Scotland card with Curve. Earn up to 20% cashback at hundreds of brands, including up to 10% every time you spend at places like Primark, Argos, IKEA and loads more. You don't even have to do anything. Just shop, and the cashback will go straight into a special Curve Cash card within your wallet. That makes Curve Pay the only mobile wallet to save you money and make you money as you spend. Apple, take notes. 

Stop Royal Bank of Scotland fees abroad 

By using Curve with your RBS card, you unlock a host of benefits that enhance your travel experience. Especially if you go outside Europe, with 1% cashback on all international spend with any premium Curve plan. Spend like a local globally without worrying about hidden fees and manage your finances effortlessly with the Curve wallet app. Say goodbye to juggling multiple cards and dealing with complex conversion rates—Curve simplifies your financial life on the go.

Recap: How to Add Your RBS Card to Curve

  1. Download the Curve Wallet from the Apple App Store or Google Play Store.

  2. Scan your RBS bank card into your digital wallet.

  3. Tap your RBS card to set it as your primary payment method.

Say farewell to RBS fees abroad and hello to seamless spending with your RBS bank cards abroad. Download today and earn 1% 

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