How to avoid foreign fees on Virgin credit cards

Say goodbye to the foreign fee Virgin credit cards incur by using Curve Pay, the mobile wallet that eliminates foreign charges for good. Save 2.99% on every purchase made with your Virgin credit card abroad, without needing to change your card or bank.

Like many UK credit cards, Virgin credit cards come with high fees when used abroad. The Virgin credit card charges a 2.99% fee on every foreign transaction, known as a non-sterling transaction fee. 

Additionally, you’ll face even higher foreign fee Virgin charges when withdrawing cash from an ATM. These charges will appear as a foreign ATM withdrawal fee on your statement. The fees are significantly higher if you use your Virgin credit card for ATM withdrawals, with a cash advance fee of 5%, meaning a £50 charge for every £1,000 withdrawn abroad.

Thankfully, you don’t have to accept these fees as a required part of travelling overseas. You can avoid them without changing your card – simply change your wallet.

How to stop foreign fees on Virgin cards with Curve Pay

Avoid the foreign fees that Virgin credit cards impose by using Curve Pay. It’s similar to Apple Pay or Google Pay, but with the added benefit of removing foreign exchange fees from every card you link. Why carry a special travel card when you can link your Virgin credit card (or any other card) to Curve and eliminate the fees? Turn your everyday cards into everywhere cards.

1. Download the Curve Wallet

2. Link your Virgin credit card and select it as your payment card in the app

3. Pay using your physical or virtual Curve card, which can be added to any major mobile wallet

4. Watch the foreign fees disappear

Curve Pay vs. Apple Pay / Google Pay

Curve works similarly to other mobile wallets like Apple Pay and Google Pay, but with one crucial difference: it removes foreign exchange fees from all linked cards. This means you can spend freely around the world without worrying about fees, no matter which card you use. Whether it’s your Virgin credit card or a different card, every card becomes a fee-free travel card.

Even before you board your flight, you can avoid the foreign fees Virgin charges by simply downloading Curve from the Apple App Store or Google Play Store, linking your Virgin credit card, and starting to save right away.

Travel smarter with a Virgin credit card

Your Virgin credit card is safer than ever in your Curve Wallet. It lets you leave your physical card at home while still accessing your Virgin credit card account worldwide. Curve creates an invisible shield around your money, ensuring your underlying card details are never exposed. If you notice any suspicious activity or lose your Curve card, you can lock it instantly in the app with just one tap.

Another benefit of using your Virgin credit card with Curve, compared to Apple Pay or Google Pay, is that Curve links all your accounts to a single physical card. You can carry multiple cards in one sleek wallet, withdrawing cash from any account or making payments where contactless isn’t available.

Most banks, including Virgin, charge fees for foreign ATM withdrawals, but Curve removes these fees too, so you won’t pay extra to withdraw your own money abroad. If you prefer paying via your phone, simply add Curve to your Apple Wallet, Google Wallet, or Samsung Wallet. Curve Pay is also coming soon to Huawei phones for both Android and iOS users.

How to add your Virgin credit card to Curve

1. Download the Curve Wallet

2. Link your Virgin credit card to your Curve digital wallet

3. Set your Virgin credit card as your payment method

With Curve Pay, foreign fees for your Virgin credit card are a thing of the past. Travel smarter, spend more freely, and keep your money secure.