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Signup Promotion Terms

Version 2 - Published 22 April 2024

  1. Curve offers signup promotions to new users from time-to-time (the “Signup Offer”) on the terms set out below (the “Terms”). To be eligible for any Signup Offer, you must be a new user, who has not had an account with Curve in the past 12 months, and received an invitation to participate in the Signup Offer (the “Signup Offer Invite”). 

  2. The Signup Offer Invite will specify:

    1. the period for which the Signup Offer is open and any country of residence requirements (for example, a promotion may only be open to residents of the United Kingdom or France);

    2. any limits on redemption of the Signup Offer (for example, a promotion may be limited to the first 500 signups); and

    3. the value of the signup reward (for example 1,000 Curve Cash Points).

  3. To be eligible for the signup reward, you must:

    1. sign-up to Curve; and

    2. within 14 days of sign-up make at least one (1) purchase on your Curve card (either physical or digital) and spend at least £10 with it (or the equivalent in your local currency if you are based in the EEA)

  4. Eligibility for a Curve account and the terms of use of Curve are set out in the UK Terms of Service and the EEA Terms of Service. Curve does not bear any liability for incomplete account creations or activations, including transaction declines, or if there are delays for any reason, including being unable to verify your account. 

  5. The signup reward will be given to you in Curve Cash Points (the “Reward”) which will be added to your Curve Cash Card (which you can see in the Curve app). Our Curve Rewards and Curve Cash scheme terms apply (see here). Please note that FSCS protection does not apply to the funds held on your Curve Cash Card. To learn more about how Curve protect your funds and how we minimise your risk, go here. More information can be found on the FCA website itself, here. 

  6. Curve Cash Points: 

  1. Curve Cash Points have no monetary value and are converted to e-money only at the point you spend them with your Curve card. Curve Cash Points cannot be withdrawn as or redeemed for cash, cannot be transferred from your Curve Cash card, and expire after 6 months. Your use of Curve Cash Points is subject to our UK Terms of Service (if you are a UK resident) or to our EEA Terms of Service (if you are a resident of the EEA).

  2. You cannot earn Curve Cash Points under the Signup Offer on any of the following:

  1. transactions or purchases of, or relating to, financial services, including but not limited to wire transfers, money orders, money transfers, insurance services, insurance sales, insurance underwriting, insurance premiums, cash disbursement, quasi cash, stored value funding, MoneySend, funding of cards and accounts, securities/shares (including through brokers and dealers), overpayments, bonds, savings bonds;

  2. transactions or purchases of, or relating to, lotteries, casinos, gambling or gambling like services, fines, bail and bond payments, tax payments, and government services;

  3. purchases made using your Curve Cash card balance;

  4. Curve Fronted transactions; 

  5. ATM withdrawals; and

  6. transactions or purchases of, or relating to, colleges, universities, professional schools and junior colleges.

  1. Fair use: The Signup Offer is subject to our UK Fair Use Policy (if you are a UK resident) or to our EEA Fair Use Policy (if you are a resident of the EEA). Any violation of our Fair Use Policy may result in us suspending your participation in the Referral Offer and Curve Cash Points or suspending or closing your Curve account. You will not be credited Curve Cash Points that we reasonably believe were obtained in violation of our Fair Use Policy. We will also revoke any Curve Cash Points granted where we reasonably believe they were obtained by fraud or otherwise in violation of these terms. Curve reserves the right to revoke any Curve Cash Points granted in excess of the maximum limit as set out in our Fair Use Policy.

  2. Disqualification or suspension: 

    1. Any person persistently trying to circumvent the terms of the Signup Offer will be immediately disqualified. Any person who creates or attempts to create duplicate Curve accounts to obtain entries into the Signup Offer will be ineligible.

    2. Curve reserves the right to disqualify customers where there are reasonable grounds to believe they are acting fraudulently or where there has been a breach of these Terms.

    3. Curve also reserves the right to reverse any Reward credited to your Curve account if we become aware that you have breached these Terms, or the terms that apply to your Curve account. We will consider the reversal of any Reward to have been done with your consent and the payment to have been authorised by you.

  1. Eligible customers: The Signup Offer is available to new users who are residents of the United Kingdom and countries in the European Economic Area and are aged 18 years or over at the date of entry, excluding employees of Curve UK Limited, Curve Europe UAB, Curve Credit Limited, Curve US Inc., and their immediate families, associated agents, or anyone professionally connected with the Welcome Offer. Curve accepts no liability for users who do not qualify for the Signup Offer. 

  2. Other promotions: Curve may determine in its sole discretion that the Signup Offer cannot be used in conjunction with any other discount or offer by Curve.

  3. Suspending or amending the Signup Offer and/or Terms: Curve retains the right to amend these Terms and/or the Signup Offer without any prior notice. 

  4. Acceptance of Terms: By signing up for the Signup Offer, you will be deemed to have accepted these Terms. 

  5. Use of Personal Data: Personal data provided will be used for the purposes of administering the Signup Offer and your Curve account. Please see Curve’s Privacy Policy here.

  6. Law and Jurisdiction: The Signup Offer and these Terms are governed by the laws of England and and Wales and any legal proceedings in relation to them will be held in the courts of England and Wales if you are a United Kingdom resident and by Lithuanian law and Lithuanian courts if you are a Lithuanian resident. If you are resident in another EEA country, nothing in these Terms prevents you from taking legal action in the country in which you reside.

UK Promoter: Curve UK Limited, registered in the UK with company number 09523903, based at 1-10 Praed Mews, London, W2 1QY. The Curve Card and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926)

EEA Promoter: Curve Europe UAB, with company number 305626541 and based at Jogailos g. 9, Vilnius, the Republic of Lithuania. Curve Europe UAB is authorised and regulated by the Bank of Lithuania (license No. 73 issued on 22 October 2020) under the Republic of Lithuania Law on Electronic Money and Electronic Money Institutions.