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Valentine's Day Referral Offer - February 2024

Published: 14 February 2024

  1. We are running a new referral offer for this Valentine’s Day (the “Referral Offer”) giving our customers the chance to earn a referral reward in the form of Curve Cash by referring someone to sign up for a Curve account on the terms set out below (the “Terms”). 
  2. The Referral Offer starts at 09:00:00 BST on the 14th of February 2024 and ends at 23:59:59 BST on 18th of February 2024 (the “Offer Period”).

How it works

  1. During the Offer Period you will need to invite a friend to join Curve (the “Invitee”) by using the ‘Refer a friend’ button in your Curve Launchpad. You can only refer up to 5 Invitees.
  2. The Invitee must satisfy the following steps within 30 days from being invited to join Curve:
    1. Successfully sign up for a Curve account using your unique referral link. If the Invitee has previously signed up for a Curve account, you will not earn a Reward (as such term is defined below). 
    2. Make a transaction of at least £5 (or €5 if you are in the EEA) using their Curve card. The transaction must be a genuine purchase - for example, money transfers, ATM withdrawals, gambling transactions, currency exchanges, and tax payments are not valid.

The Reward

  1. Once the steps in paragraphs 3 and 4 above have been completed: 
    1. you will earn a reward of £15 (or €15 if you are in the EEA) in the form of Curve Cash; and 
    2. your Invitee will also receive a reward of £10 (or €10 if you are in the EEA) in the form of Curve Cash,

                (either, the “Reward”).

  1. The Reward will be paid to you (and your Invitee) within 10 days from the completion of the steps in paragraphs 3 and 4 above. You acknowledge that eligibility for the Reward is dependent on the actions of the Invitee and that if the Invitee does not complete these you will not be eligible to receive the Reward. 
  2. The Reward will only be paid if all conditions in these Terms are met. You must comply with these Terms and any terms of service that apply to your Curve account at all times when participating in this Referral Offer.

Other legal bits

  1. The Reward: The Reward will be added as Curve Cash to your Curve Cash Card (which you can see in the Curve app). Our Curve rewards and curve cash scheme terms apply (see here). If you are a resident in the United Kingdom, please note that FSCS protection does not apply to the funds held on your Curve Cash Card. To learn more about how we protect your funds and how we minimise your risk, go here. More information can be found on the FCA website itself, here.
  2. Eligible customers: The Offer is available to residents of the United Kingdom and countries in the European Economic Area (EEA) who are aged 18 years or over at the date of entry, excluding employees of Curve UK Limited, Curve Europe UAB, Curve Credit Limited, Curve US Inc., and their immediate families, associated agents, or anyone professionally connected with the offer. Curve accepts no liability for users who do not qualify for the Referral Offer. 
  3. Other promotions: Curve may determine in its sole discretion that the Referral Offer cannot be used in conjunction with any other discount or offer by Curve.
  4. Disqualification or suspension: 
    1. Any person persistently trying to circumvent the Terms will be immediately disqualified. Any person who creates or attempts to create duplicate Curve accounts to obtain entries into the Referral Offer will be ineligible.
    2. Curve reserves the right to disqualify customers where there are reasonable grounds to believe they are acting fraudulently or where there has been a breach of these Terms or any instructions forming part of signing up to the Referral Offer.
    3. Curve also reserves the right to reverse any Reward credited to your Curve account if we become aware that you have breached these Terms. We will consider the reversal of any Reward to have been done with your consent and the payment to have been authorised by you.
  5. Suspending or amending the Offer and/or Terms: 
    1. Curve retains the right to amend, suspend or end these Terms and/or the Referral Offer without any prior notice (including if, in our reasonable opinion, the Referral Offer is being abused or may negatively affect Curve’s goodwill or reputation or due to unforeseen circumstances which may make it impossible for us to continue running the Referral Offer). 
    2. Curve will not be liable for any loss, whether directly or indirectly suffered where we are unable to continue running the Referral Offer as planned. 
  6. Acceptance of Terms: By signing up for the Referral Offer, you will be deemed to have accepted the Terms. 
  7. Use of Personal Data: Personal data provided will be used for the purposes of administering the Referral Offer and your Curve account. Please see the Curve’s Privacy Policy here.
  8. Law and Jurisdiction: The Referral Offer and these Terms are governed by the laws of England and and Wales and any legal proceedings in relation to them will be held in the courts of England and Wales if you are a United Kingdom resident and by Lithuanian law and Lithuanian courts if you are a Lithuanian resident. If you are resident in another EEA country, nothing in these Terms prevents you from taking legal action in the country in which you reside. 

UK Promoter: Curve UK Limited, registered in the UK with company number 09523903, based at 1-10 Praed Mews, London, W2 1QY. The Curve Card and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926).

EEA Promoter: Curve Europe UAB, with company number 305626541 and based at Jogailos g. 9, Vilnius, the Republic of Lithuania. Curve Europe UAB is authorised and regulated by the Bank of Lithuania (license No. 73 issued on 22 October 2020) under the Republic of Lithuania Law on Electronic Money and Electronic Money Institutions.