Cashback and Rewards

Make your money go further with Curve Pay. Earn from leading UK brands in-store and online, plus 1% cashback on non-European currency spend with premium plans — all on top of your card’s points or air miles. Terms and limits apply.

Cashback logos - Netflix, Apple, Uber

How To Earn Cashback with Curve Pay

Stack Curve Cashback with your card’s rewards

Add your rewards-earning card to Curve Pay and keep collecting points, air miles, or bank cashback—then add Curve cashback on top

Curve Pay cashback and rewards benefit - brands including Apple, Uber, Lidl, Ikea

1% cashback on foreign currency spending

With a premium Curve Pay plan, you’ll earn 1% cashback on transactions in non-European currencies—whether you’re traveling or shopping on overseas sites. Because Curve Pay uses the Mastercard wholesale rate, your rewards don’t get eaten by padded FX.

Curve Pay cashback for spending on non-European currencies

Up to 20% cashback from top brands

From groceries to gadgets, get up to 20% cashback with brand offers in the Curve app. Tap to activate, shop as usual, and cashback is tracked automatically. Terms apply - UK only.

Cashback rewards brands

Choose your own reward retailers

Want guaranteed cashback? Pick your go-to stores with Pro (6 retailers) or Pro+ (12 retailers) and earn 1% back every time you shop there. Update your choices in a tap. Compare features on Curve Pay Plans. Terms and limits apply - see Fair Use Policy for details.

Grab that cashback

Legal bits

1% cashback for Curve Pay Pro subscribers at 6 selected retailers (up to £25 per month) and Curve Pay Pro+ subscribers at 12 selected retailers (up to £50 per month), for the subscription period (please refer to our Fair Use Policy for more details).

For UK customers, FSCS protection does not apply to the funds held on your Curve Cash card and your funds may be at risk in exceptional circumstances.

Frequently asked questions

What is Curve Pay Cashback?

Curve cashback is digital money you earn when spending with Curve Pay at selected retailers. Cashback is stored on your Curve Cash card and can be used for future purchases.

What ways are there for earning cashback?

You can earn cashback in three main ways through Curve Pay. See Fair Use Policy for details on our cashback limits. 

  • Through Rewards, accessed via Launchpad, where you can get up to 20% an offer at a retailer. Usually a one time only offer on a single purchase and some need to be activated to receive cashback on purchase. For each offer check the details in app. Only available in the UK. Coming soon to EEA.
  • Through premium cashback on the Pro or Pro+ plans where you pick your 6 or 12 retailers.
  • Through spending on non-European currencies either in-store or online. E.g. Shop online in US dollars, or spend on holiday outside the EEA or UK. You need to be on any premium plan to benefit from this cashback (X, Pro or Pro+).
How can I earn more cashback?

Choose a Pro or Pro+ plan and get extra cashback at 6 or 12 of your favourite retailers. Plus, you still get Curve Pay’s rotating and always-on offers. See Fair Use Policy for details on our cashback limits. 

Does Curve Cashback stack with my card rewards?

Yes — you’ll still earn your bank’s rewards, including air miles, points or cashback. Curve Pay simply adds another layer on top.

When is cashback paid?

Most cashback is paid instantly after a qualifying transaction. In some cases, it may take up to a couple of days depending on the retailer.

For rewards offers, cashback may arrive up to 2 or 3 weeks later, but usually within a couple of days.

Can I spend my cashback anywhere?

Yes, Curve Cash can be used for purchases wherever Curve Pay is accepted — just toggle your Curve Cash card as the active card in the app.

What plans offer the most cashback?

Premium Curve Pay plans unlock higher cashback and custom rewards:

  • X: 1% international cashback 
  • Pro: Choose 6 reward brands + 1% international cashback 
  • Pro+: Choose 12 reward brands + 1% international cashback 

All plans offer higher rates on some rewards offers. 1% international cashback applies on spending with non-European and UK currencies.

padder-50x.pngPopular merchants

More benefits

Curve Pay foreign currency cashback and fee free spending

A Travel Card

Unlock 1% cashback and skip the FX fees.

Made a payment on the wrong card? Fix it with Go Back in Time®. Move payments between cards for up to 120 days after purchase.

Go Back in Time®

Made a payment on the wrong card? Fix it with Go Back in Time®.

Free up cash or reduce your interest costs. Move balances from one card to another right in the Curve Pay app. Quick, flexible, and low-cost.

Curve Flex

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

Transaction declined? No problem, use a backup card for your payment.

Anti-Embarrassment

Transaction declined? No problem, use a backup card for your payment.